Auto Loans

National Police Credit Union can finance up to 100% of your next new or used car at competitive Auto Loan rates and terms! Plus, we can refinance your existing Auto Loan up to 100% of the current value to reduce the interest rate or payment.

100% Financing on New and Used Vehicles

New Auto

There’s nothing like that new car smell! If you are looking to purchase a new car, you are probably seeking a low interest rate as well. National Police Credit Union combines great rates and outstanding member service to make the car-buying process as economical and simple as possible for our members.

*APR = Annual Percentage Rate. Credit restrictions apply.
There is a $100.00 titling fee for all auto loans financed with the Credit Union

Used Auto

Purchasing a pre-owned vehicle can be intimidating. That is why our process of securing an auto loan is as painless as possible. If you have previously financed a vehicle and received a less-than-stellar interest rate or monthly car loan payment, let us help you improve the terms. For a hassle-free, low-rate loan on your next used car, let us be YOUR backup!

*APR = Annual Percentage Rate. Credit restrictions apply.
There is a $100.00 titling fee for all auto loans financed with the Credit Union

Write Your Own Ticket®

If your new car loan application is approved, we’ll schedule you for a loan application right away. You don’t need to know what vehicle you’ll be getting, because we will provide you with a “blank” check. Take your Write Your Own Ticket check to the dealer of your choice and shop with the confidence of a cash buyer!

To be eligible for a Write Your Own Ticket loan:

*Your Write Your Own Ticket Auto Loan check can be used at any licensed dealer within 60 days of issuance. There is a $100.00 titling fee for all auto loans financed with the Credit Union.

Boat

Sail through the hassle of purchasing or refinancing your boat with our easy and convenient application process.

*APR = Annual Percentage Rate. Credit restrictions apply.
There is a $100.00 titling fee for all auto loans financed with the Credit Union

Motorcycle

You’ll get to enjoy the bike of your dreams at a competitive rate and term. We offer convenient online applications, which you can complete from the comfort of your own home!

*APR = Annual Percentage Rate. Credit restrictions apply.
There is a $100.00 titling fee for all auto loans financed with the Credit Union

Recreational Vehicle

Make that cross-town road trip a dream come true with our competitive rates

New Recreational Vehicle- 90% financing of the recreational vehicle purchase price in addition to tax, title and license fees. Vehicle invoice (must include any add-on features) to be utilized in determining value. 

Used Recreational Vehicle- 80% financing of the recreational vehicle value, in addition to tax, title and license fees. Value to be determined from NADA Guidebook.

*APR = Annual Percentage Rate. Credit restrictions apply.
There is a $100.00 titling fee for all auto loans financed with the Credit Union

Let's Talk!

Contact us to assist you in securing the lowest Auto Loan or Refinance rate possible for your new or used car, we may even be able to beat your current auto loan rate at another institution! Auto loans with National Police Credit Union are easy. We’ll always tell you what will save you the most money- even if it’s not with us. Don’t miss out!

Fawn Larsen at 312-499-8879 / 844-267-7283

Denora Hall at 312-499-8870 / 844-267-7283

Tanya Kutuk at 312-499-8872 / 844-267-7283

National Police Credit Union Add-on Services

Guaranteed Asset Protection (GAP) Coverage

Any and all vehicle prices continue to increase. At the same time, many borrowers want longer loan terms and are making smaller down payments. For these reasons it’s typical for a vehicle’s outstanding loan balance to be significantly higher than its actual cash value, especially during the first few years of the loan. If your vehicle is totaled or stolen, your insurance settlement will be based on the vehicle’s actual cash value, not the outstanding loan balance. This may create a deficiency balance or “gap.” You could be stuck paying hundreds – or even thousands – of dollars out of your own pocket to pay off the deficiency balance.

Contact the credit union today to protect your vehicle or motorcycle investment with Guaranteed Asset Protection (GAP). GAP is designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair (totaled).

Route 66 Auto Coverage- Extended Warranty

Route 66 offers additional coverage for your vehicle, often at significant savings from dealership offered plans. We offer an extended vehicle warranty program that is typically more affordable than a dealership.

Life and Disability Debt Protection

Life and Disability Debt Protection allows you to safeguard your loan in times of uncertainty, With Debt Protection, your loan balance or monthly loan payments will be canceled without penalty or added interest in the event of death or disability. Get started with Debt Protection today!

National Police Credit Union is proud to be recognized by the FOP as their Preferred Provider of Auto Loan for their members.

Great Offers from National
Police Credit Union®