Routing #: 271078146

Common Fees

National Police Credit Union Fees

Auto Loan Title Processing Fee $100.00

Under minimum share fee $1.00 per month

Transfer from savings to share draft/checking to cover an overdraft (each occurrence) $10.00 per transfer

Stop payment (all items) $37.00 per item

Photocopy of draft $3.00 per item

Non-sufficient funds item $37.00 per item

Collection item processing $30.00 per item

Certified Check $5.00 per check

Deposited checks and other items returned unpaid $37.00 per item

Incoming wire transfer $10.00

Outgoing wire transfer $25.00

Account research $25.00 per hour

Copy of statement $5.00 per statement

Under minimum average daily balance money market fee $15.00

Late loan payment $37.00

Late Visa Credit Card payment $35.00

Negative checking balance fee (after five consecutive business days) $10.00

Escheatment Fee up to $50.00

Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence) $75.00

Non-Member check cashing fee $5.00 per check

Collateral Protection Insurance (forced placement on collateralized loans) $50.00

Bank check fee $2.00 per check

Temporary checks $2.00 per page

Non-Member check cashing fee $5.00 per check

Check by phone/SmartPay $5.00 per item

Late mortgage payment 5.0000% of payment

Late home equity loan payment $25.00

Subordination request fee $100.00

Mortgage deed release fee $98.00

Payoff letter for real estate loans $10.00

Verification of deposit $10.00

*Fees are subject to change

Square/Debit Card loan payment processing fees:

Home Banking - Bill Payer Fees

*Fees are subject to change

**Fee does not apply to members who are age 55 and over and those members who opt in to E-statements.

Card Fees

Replacement Debit Card $10.00 per card

VISA Credit Card Replacement $10.00 per card

Foreign Transaction fee – Debit Card 1.0000% per transaction

Foreign Transaction fee – Credit Card 1.0000% per transaction

*Fees are subject to change

Great Offers from National
Police Credit Union®

Please note that National Police Credit Union will be closed on Monday, May 27th, in observance of Memorial Day.