Auto Loan Title Processing Fee $100.00
Under minimum share fee $1.00 per month
Transfer from savings to share draft/checking to cover an overdraft (each occurrence) $10.00 per transfer
Stop payment (all items) $37.00 per item
Photocopy of draft $3.00 per item
Non-sufficient funds item $37.00 per item
Collection item processing $30.00 per item
Certified Check $5.00 per check
Deposited checks and other items returned unpaid $37.00 per item
Incoming wire transfer $10.00
Outgoing wire transfer $25.00
Account research $25.00 per hour
Copy of statement $5.00 per statement
Under minimum average daily balance money market fee $15.00
Late loan payment $37.00
Late Visa Credit Card payment $35.00
Negative checking balance fee (after five consecutive business days) $10.00
Escheatment Fee up to $50.00
Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence) $75.00
Non-Member check cashing fee $5.00 per check
Collateral Protection Insurance (forced placement on collateralized loans) $50.00
Bank check fee $2.00 per check
Temporary checks $2.00 per page
Non-Member check cashing fee $5.00 per check
Check by phone/SmartPay $5.00 per item
Late mortgage payment 5.0000% of payment
Late home equity loan payment $25.00
Subordination request fee $100.00
Mortgage deed release fee $98.00
Payoff letter for real estate loans $10.00
Verification of deposit $10.00
*Fees are subject to change
Square/Debit Card loan payment processing fees:
*Fees are subject to change
**Fee does not apply to members who are age 55 and over and those members who opt in to E-statements.
Replacement Debit Card $10.00 per card
VISA Credit Card Replacement $10.00 per card
Foreign Transaction fee – Debit Card 1.0000% per transaction
Foreign Transaction fee – Credit Card 1.0000% per transaction
*Fees are subject to change
The Credit Union has partnered with one of the nation’s most trusted names in Identity Theft Protection, NXG, to provide you with comprehensive Credit Monitoring, Identity Theft Research, Remediation, and Recovery Service. To take advantage of these services, members must proactively sign up with a subscriber ID.
Contact Gwendolyn Hawkins at 312-499-8813 or ghawkins@cpdfcu.com for your subscriber ID.
