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Write Your Own Ticket®

How does Write Your Own Ticket Work?

The financing period cannot exceed 84 months.

The member must have a credit score of 700 or above.

The amount borrowed cannot exceed $49,999.99.

If your new car loan application is approved, we’ll schedule you for a loan appointment right away. You don’t need to know what vehicle you’ll be getting, because we will provide you with a “blank” check.

Take your Write Your Own Ticket check to the dealer of your choice and shop with the confidence of a cash buyer!

Your National Police Credit Union Write Your Own Ticket check can be used at any licensed dealer located in the state where you will be titling the vehicle, within 60 days of issuance.

The dealership is offering great rates on warranty and GAP. How can I use my Write Your Own Ticket (WYOT) check to purchase them?

You can purchase extended warranty and GAP insurance through the Credit Union.

The dealer told me that using the Write Your Own Ticket (WYOT) check is not safe. Is this true?

No. Please be assured that utilizing the Write Your Own Ticket (WYOT) check is just as secure as using any other draft.

Can I use my Write Your Own Ticket (WYOT) check to purchase a pre-owned vehicle?

Yes, a Write Your Own Ticket check can be used for both New or Used vehicles.

I purchased my vehicle recently and financed through another company. It still meets the new auto criteria. Can I use a Write Your Own Ticket (WYOT) check to refinance with the Credit Union?

No. At this time, the WYOT checks can only be made payable to a dealership, not a finance company.

What if my Write Your Ticket (WYOT) expires?

If your Write Your Own Ticket check exceeds the 60-day time period allotted, you will need to re-apply for the loan.

Can I apply for a Write Your Own Ticket (WYOT) check and purchase my car out of state?

Yes, you can complete an application online. Apply Now.

The dealership will not accept my Write Your Own Ticket (WYOT) check?

You will need to schedule an appointment and have your auto loan disbursed through our conventional method.

Great Offers from National
Police Credit Union®

Please note that National Police Credit Union will be closed on Monday, May 27th, in observance of Memorial Day.